/* Layout: página de produto para corretores; seções largas alternando texto e celulares reais do app, uma faixa marinho para o app do cliente */
:root{
  --bg:#F6F9FF; --surface:#FFFFFF; --sunk:#EDF2FC; --line:#E3EAF7;
  --fg:#14294F; --muted:#5E6B86; --faint:#98A3BA;
  --blue:#2366F0; --sky:#1FA9FD; --blue-soft:#DCE9FF; --aqua-soft:#DCF2F8; --lav-soft:#E7E8FF;
  --navy:#14294F; --on-navy:#FFFFFF; --navy-muted:#AFC0E3;
  --green:#1F8A62; --green-soft:#DDF5EC; --red:#D0466A;
  --f-display:"Nunito", "Avenir Next Rounded", system-ui, sans-serif;
  --f-body:"Nunito Sans", "Avenir Next", system-ui, sans-serif;
  --r-lg:28px; --r-md:20px;
}
/* Site is light only: the owner asked for it on 05/10/2026 */
:root{color-scheme:light}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;background:var(--bg);color:var(--fg);font-family:var(--f-body);font-size:17px;line-height:1.6}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
.wrap{max-width:1180px;margin:0 auto;padding-inline:20px}
.ico{width:20px;height:20px;stroke:currentColor;fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;flex:none}
h1,h2,h3{font-family:var(--f-display);margin:0;text-wrap:balance;letter-spacing:-.02em}
h1{font-weight:900;font-size:clamp(38px,5.6vw,64px);line-height:1.02}
h2{font-weight:800;font-size:clamp(30px,3.8vw,44px);line-height:1.08}
h3{font-weight:800;font-size:20px;line-height:1.25}
p{margin:0}
.eyebrow{font-family:var(--f-display);font-weight:800;font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--blue)}
.lede{font-size:19px;color:var(--muted);max-width:56ch}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--f-display);font-weight:800;font-size:16px;border-radius:999px;padding:14px 24px;text-decoration:none;border:0;cursor:pointer;transition:transform .15s ease,background .15s ease}
.btn:hover{transform:translateY(-1px)}
.btn:focus-visible,a:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--sky);outline-offset:3px}
.btn.p{background:var(--blue);color:#fff}
.btn.s{background:var(--surface);color:var(--fg)}
.btn.sm{padding:10px 18px;font-size:14.5px}
section{padding-block:88px}

/* header */
.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:color-mix(in srgb,var(--bg) 86%,transparent);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px)}
.top .wrap{display:flex;align-items:center;gap:24px;padding-block:14px}
.logo{display:flex;align-items:center}
.logo img{height:38px;width:auto}
.logo .lw{display:block} .logo .ld{display:none}
.nav{display:flex;gap:22px;margin-left:auto;font-family:var(--f-display);font-weight:700;font-size:15px}
.nav a{text-decoration:none;color:var(--muted)} .nav a:hover{color:var(--fg)}
.top .act{display:flex;gap:10px;align-items:center}
.top .act .in{font-family:var(--f-display);font-weight:800;font-size:15px;text-decoration:none;padding:10px 8px}

/* hero */
.hero{padding-block:56px 72px;position:relative;overflow-x:clip;overflow-y:visible}
.hero .wrap{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:40px;align-items:center}
.hero .copy{display:flex;flex-direction:column;gap:22px}
.hero h1 span{background:linear-gradient(100deg,var(--blue),var(--sky));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap}
.hero .fine{font-size:14px;color:var(--faint)}
.stage{position:relative;height:690px}
.stage .blob{position:absolute;border-radius:50%;filter:blur(2px)}
.stage .b1{width:420px;height:420px;background:var(--blue-soft);left:8%;top:60px}
.stage .b2{width:260px;height:260px;background:var(--aqua-soft);right:0;top:0}
.stage .b3{width:200px;height:200px;background:var(--lav-soft);left:0;bottom:10px}
.stage img{position:absolute;width:250px;filter:drop-shadow(0 30px 40px rgba(20,41,79,.22))}
.stage .ph1{left:50%;top:10px;transform:translateX(-50%);z-index:3;width:270px}
.stage .ph2{left:2%;top:90px;transform:rotate(-7deg);z-index:2}
.stage .ph3{right:0;top:90px;transform:rotate(7deg);z-index:2}
.tag{position:absolute;z-index:4;background:var(--surface);border-radius:16px;padding:10px 14px;display:flex;gap:10px;align-items:center;font-size:14px;box-shadow:0 14px 30px -12px rgba(20,41,79,.35)}
.tag b{display:block;font-family:var(--f-display);font-size:15px}
.tag small{color:var(--muted);font-size:12.5px}
.tag i{width:34px;height:34px;border-radius:12px;display:grid;place-items:center;flex:none}
.tag.t1{left:0;bottom:70px} .tag.t1 i{background:var(--green-soft);color:var(--green)}
.tag.t2{right:0;top:30px} .tag.t2 i{background:var(--blue-soft);color:var(--blue)}

/* ramos */
.ramos{padding-block:18px 8px}
.ramos .wrap{display:flex;flex-wrap:wrap;gap:10px;align-items:center;justify-content:center}
.ramos span{display:inline-flex;align-items:center;gap:8px;background:var(--surface);border-radius:999px;padding:9px 16px;font-family:var(--f-display);font-weight:700;font-size:15px}
.ramos span .ico{color:var(--blue);width:18px;height:18px}
.ramos .lb{background:transparent;color:var(--muted);font-weight:700}

/* antes e depois */
.head{display:flex;flex-direction:column;gap:14px;max-width:720px;margin-bottom:40px}
.compare{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.col{border-radius:var(--r-lg);padding:28px;display:flex;flex-direction:column;gap:14px}
.col.before{background:var(--sunk)}
.col.after{background:var(--blue);color:#fff}
.col h3{display:flex;align-items:center;gap:10px}
.col ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}
.col li{display:flex;gap:12px;align-items:flex-start;font-size:16.5px}
.col li .ico{margin-top:3px}
.col.before li .ico{color:var(--red)}
.col.after li .ico{color:#BFE6FF}

/* recursos */
.features{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.feat{background:var(--surface);border-radius:var(--r-lg);padding:26px;display:flex;flex-direction:column;gap:10px}
.feat .fi{width:48px;height:48px;border-radius:16px;display:grid;place-items:center}
.feat .fi .ico{width:24px;height:24px}
.feat p{color:var(--muted);font-size:16px}
.fi.b{background:var(--blue-soft);color:var(--blue)} .fi.a{background:var(--aqua-soft);color:#1A8BB0} .fi.l{background:var(--lav-soft);color:#5A5FD8} .fi.g{background:var(--green-soft);color:var(--green)}

/* spotlight */
.spot .wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:center}
.spot.rev .copy{order:2}
.spot .copy{display:flex;flex-direction:column;gap:18px}
.checks{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start}
.checks li i{width:26px;height:26px;border-radius:9px;background:var(--blue-soft);color:var(--blue);display:grid;place-items:center;flex:none;margin-top:1px}
.checks li i .ico{width:16px;height:16px;stroke-width:2.2}
.checks b{font-family:var(--f-display)}
.pair{display:flex;justify-content:center;align-items:flex-start;gap:18px;position:relative;padding-bottom:60px}
.pair::before{content:"";position:absolute;left:50%;top:50%;width:min(560px,110%);aspect-ratio:1;transform:translate(-50%,-50%);border-radius:50%;background:radial-gradient(circle,var(--blue-soft) 0%,color-mix(in srgb,var(--aqua-soft) 60%,transparent) 45%,transparent 70%);z-index:0;pointer-events:none}
.pair img{position:relative;z-index:1;width:min(260px,46%);height:auto;flex:none;filter:drop-shadow(0 24px 34px rgba(20,41,79,.2))}
.pair img:nth-child(2){margin-top:60px}

/* faixa do cliente */
.band{background:var(--navy);color:var(--on-navy);border-radius:40px;margin-inline:12px;padding-block:80px}
.band .eyebrow{color:#7CC8FF}
.band .lede,.band .muted{color:var(--navy-muted)}
.band .wrap{display:flex;flex-direction:column;gap:44px}
.band .trio{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;align-items:start}
.band figure{margin:0;display:flex;flex-direction:column;gap:16px;align-items:center;text-align:center}
.band figure img{width:min(260px,100%);filter:drop-shadow(0 26px 40px rgba(0,0,0,.45))}
.band figcaption b{display:block;font-family:var(--f-display);font-size:19px}
.band figcaption span{color:var(--navy-muted);font-size:15.5px}
.bandrow{display:flex;gap:20px;flex-wrap:wrap;align-items:stretch}
.band .brandnote{display:flex;gap:16px;align-items:center;background:rgba(255,255,255,.07);border-radius:22px;padding:18px 22px;max-width:760px}
.band .brandnote i{width:44px;height:44px;border-radius:14px;background:rgba(124,200,255,.16);color:#7CC8FF;display:grid;place-items:center;flex:none}

/* renovação */
.timeline{display:flex;flex-direction:column;gap:0;border-left:2px dashed var(--line);margin-left:12px}
.timeline div{position:relative;padding:0 0 18px 26px}
.timeline div::before{content:"";position:absolute;left:-9px;top:4px;width:16px;height:16px;border-radius:50%;background:var(--surface);border:4px solid var(--blue)}
.timeline b{font-family:var(--f-display);display:block}
.timeline span{color:var(--muted);font-size:15.5px}
.single{display:flex;justify-content:center;position:relative}
.single::before{content:"";position:absolute;width:78%;aspect-ratio:1;border-radius:50%;background:radial-gradient(circle,var(--blue-soft),transparent 70%);top:6%}
.single img{position:relative;width:min(260px,80%);height:auto;filter:drop-shadow(0 26px 40px rgba(20,41,79,.22))}

/* passos */
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;counter-reset:s}
.step{background:var(--surface);border-radius:var(--r-lg);padding:24px;display:flex;flex-direction:column;gap:8px}
.step::before{counter-increment:s;content:counter(s);width:40px;height:40px;border-radius:14px;background:var(--blue);color:#fff;display:grid;place-items:center;font-family:var(--f-display);font-weight:900;font-size:18px;margin-bottom:6px}
.step p{color:var(--muted);font-size:15.5px}

/* planos */
.plans{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;align-items:stretch}
.plan{background:var(--surface);border-radius:var(--r-lg);padding:28px;display:flex;flex-direction:column;gap:16px;position:relative}
.plan.hl{background:var(--blue);color:#fff}
.plan .badge{position:absolute;top:22px;right:22px;background:#fff;color:var(--blue);font-family:var(--f-display);font-weight:800;font-size:12.5px;padding:4px 12px;border-radius:999px}
.plan .who{color:var(--muted);font-size:15px}
.plan.hl .who,.plan.hl li{color:#E3ECFF}
.price{font-family:var(--f-display);font-weight:900;font-size:44px;letter-spacing:-.03em;line-height:1;font-variant-numeric:tabular-nums}
.price small{font-size:16px;font-weight:700;letter-spacing:0;opacity:.75}
.plan ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px;font-size:15.5px}
.plan li{display:flex;gap:10px;align-items:flex-start}
.plan li .ico{width:18px;height:18px;margin-top:3px;color:var(--blue);stroke-width:2.2}
.plan.hl li .ico{color:#BFE6FF}
.plan .btn{margin-top:auto}
.plan.hl .btn{background:#fff;color:var(--blue)}
.plan .btn.s{background:var(--sunk)}
.plans-note{margin-top:18px;color:var(--muted);font-size:14.5px;text-align:center}

/* regras */
.trust{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.trust div{border-radius:var(--r-md);padding:22px;background:var(--surface);display:flex;flex-direction:column;gap:8px}
.trust .ico{color:var(--blue);width:26px;height:26px}
.trust b{font-family:var(--f-display);font-size:17px}
.trust span{color:var(--muted);font-size:15px}

/* faq */
.faq{max-width:860px;margin:0 auto;display:flex;flex-direction:column;gap:10px}
.faq details{background:var(--surface);border-radius:var(--r-md);padding:4px 22px}
.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;padding-block:16px;font-family:var(--f-display);font-weight:800;font-size:17.5px}
.faq summary::-webkit-details-marker{display:none}
.faq summary .ico{transition:transform .2s ease;color:var(--blue)}
.faq details[open] summary .ico{transform:rotate(45deg)}
.faq details p{padding-bottom:18px;color:var(--muted);max-width:70ch}

/* cta */
.cta .box{position:relative;overflow:hidden;background:radial-gradient(70% 90% at 0% 0%,#3B7DFF 0%,transparent 60%),radial-gradient(60% 80% at 100% 100%,#1FA9FD 0%,transparent 60%),#2366F0;color:#fff;border-radius:40px;padding:56px 56px 0;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.95fr);gap:48px;align-items:start}
.cta .wm{position:absolute;right:-60px;top:-50px;width:340px;opacity:.12;filter:brightness(0) invert(1);pointer-events:none}
.cta .cl{display:flex;flex-direction:column;gap:18px;position:relative;z-index:1}
.cta h2{color:#fff;font-size:clamp(30px,3.4vw,42px)}
.cta p{color:#E6F1FF;font-size:17.5px;max-width:46ch}
.pill14{display:inline-flex;align-items:center;gap:8px;align-self:flex-start;background:rgba(255,255,255,.16);border-radius:999px;padding:7px 14px;font-family:var(--f-display);font-weight:800;font-size:14px}
.pill14 .ico{width:17px;height:17px}
.ticks{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}
.ticks li{display:flex;gap:12px;align-items:flex-start;color:#EAF2FF;font-size:16.5px}
.ticks i{width:26px;height:26px;border-radius:50%;background:#fff;color:#2366F0;display:grid;place-items:center;flex:none}
.ticks i .ico{width:15px;height:15px;stroke-width:2.6}
.ticks b{color:#fff}
.peek{position:relative;height:250px;margin-top:6px}
.peek img{position:absolute;width:230px;filter:drop-shadow(0 24px 34px rgba(8,20,60,.4))}
.peek .pk1{left:0;top:0;z-index:2}
.peek .pk2{left:190px;top:46px;transform:rotate(6deg);width:210px}
.cta form{position:relative;z-index:1;margin-bottom:56px;box-shadow:0 30px 60px -24px rgba(8,20,60,.5)}
form{background:var(--surface);color:var(--fg);border-radius:28px;padding:26px;display:flex;flex-direction:column;gap:14px}
.fh{display:flex;flex-direction:column;gap:2px;margin-bottom:4px}
.fh b{font-family:var(--f-display);font-size:22px;font-weight:900}
.fh span{color:var(--muted);font-size:14.5px}
form .row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
label{display:flex;flex-direction:column;gap:6px;font-size:13.5px;font-weight:700;color:var(--muted)}
input,select{font:inherit;font-size:16px;color:var(--fg);background:var(--sunk);border:2px solid transparent;border-radius:14px;padding:12px 14px;width:100%;min-width:0;transition:border-color .15s ease,background .15s ease}
input::placeholder{color:var(--faint)}
input:focus,select:focus{border-color:var(--blue);background:var(--surface);outline:none}
form .btn{width:100%;padding:16px}
.fsafe{display:flex;align-items:center;justify-content:center;gap:8px;font-size:13.5px;color:var(--muted)}
.fsafe .ico{width:16px;height:16px;color:var(--green)}
.formmsg{display:flex;gap:10px;align-items:flex-start;background:var(--sunk);border-radius:14px;padding:10px 12px;font-size:13.5px;color:var(--muted);margin:0}
.formmsg .ico{width:17px;height:17px;color:var(--blue);margin-top:2px}
.cta form .formmsg{color:var(--muted)}
.cta form .formmsg.ok{color:var(--green)}
/* lead form states */
.hp{position:absolute!important;left:-10000px;top:auto;width:1px;height:1px;overflow:hidden}
input[aria-invalid="true"]{border-color:var(--red);background:var(--surface)}
.formmsg.err,.cta form .formmsg.err{background:#FCE8EE;color:var(--red);font-weight:700}
.formmsg.err .ico{color:var(--red)}
.fsafe a{color:var(--blue)}
form .btn[disabled]{opacity:.72;cursor:progress;transform:none}
.formmsg.ok{background:var(--green-soft);color:var(--green);font-weight:700}
.formmsg.ok .ico{color:var(--green)}


/* blocos de fotos */
.mosaic{display:grid;grid-template-columns:1.25fr 1fr 1fr;grid-template-rows:240px 240px;gap:14px}
.ph{position:relative;border-radius:var(--r-lg);overflow:hidden;margin:0;background:var(--sunk)}
.ph img{width:100%;height:100%;object-fit:cover;transition:transform .5s ease}
.ph:hover img{transform:scale(1.04)}
.ph figcaption{position:absolute;left:14px;bottom:14px;right:14px;display:flex;flex-wrap:wrap;gap:8px;align-items:center}
.chipw{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.94);color:#14294F;border-radius:999px;padding:8px 14px 8px 8px;font-family:var(--f-display);font-weight:800;font-size:14.5px}
.chipw i{width:28px;height:28px;border-radius:50%;background:#2366F0;color:#fff;display:grid;place-items:center}
.chipw i .ico{width:16px;height:16px}
.mosaic .m1{grid-row:1/3}
.mosaic .m3{grid-row:1/3;grid-column:3}
.compare.w3{grid-template-columns:.9fr 1fr 1fr}
.compare .ph{min-height:100%}
.banner{position:relative;border-radius:40px;overflow:hidden;min-height:420px;display:flex;align-items:flex-end}
.banner img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.banner::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,22,48,.86) 0%,rgba(11,22,48,.55) 45%,rgba(11,22,48,0) 75%)}
.banner .in{position:relative;z-index:1;padding:48px;max-width:560px;display:flex;flex-direction:column;gap:16px;color:#fff}
.banner h2{color:#fff}
.banner p{color:#D5E0F7;font-size:18px}
footer .credits{grid-column:1/-1;color:var(--faint);font-size:12.5px;max-width:none}
@media (max-width:980px){.mosaic{grid-template-columns:1fr 1fr;grid-template-rows:220px 220px 220px}.mosaic .m1{grid-row:1/3}.mosaic .m3{grid-row:auto;grid-column:auto}.compare.w3{grid-template-columns:1fr 1fr}.compare.w3 .ph{grid-column:1/-1;height:280px}}
@media (max-width:640px){.mosaic{grid-template-columns:1fr;grid-template-rows:none;grid-auto-rows:220px}.mosaic .m1{grid-row:auto}.compare.w3{grid-template-columns:1fr}.banner{min-height:460px;border-radius:28px}.banner::after{background:linear-gradient(0deg,rgba(11,22,48,.9) 0%,rgba(11,22,48,.5) 60%,rgba(11,22,48,.1) 100%)}.banner .in{padding:26px}}



.band .bandrow figure.ph{display:block;text-align:left}
.band .bandrow .ph img{width:100%;height:100%;object-fit:cover;filter:none}
.band .chipw{color:#14294F;font-size:14.5px}
.fcta .btn{white-space:nowrap}


/* ===== componentes das páginas internas ===== */
.phero{padding-block:48px 56px}
.phero .wrap{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:48px;align-items:center}
.phero .copy{display:flex;flex-direction:column;gap:18px}
.phero h1{font-size:clamp(36px,4.6vw,56px)}
.phero.center .wrap{grid-template-columns:1fr;text-align:center;justify-items:center}
.phero.center .copy{align-items:center}
.phero.center .lede{margin-inline:auto}
.crumbs{display:flex;gap:8px;align-items:center;font-size:14px;color:var(--muted);font-weight:600}
.crumbs a{text-decoration:none;color:var(--muted)} .crumbs a:hover{color:var(--blue)}
.crumbs .ico{width:14px;height:14px}
.soft{background:var(--surface);border-radius:40px;margin-inline:12px}
.gallery{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:28px 20px;align-items:start}
.gallery figure{margin:0;display:flex;flex-direction:column;gap:12px;align-items:center;text-align:center}
.gallery img{width:min(220px,100%);height:auto;filter:drop-shadow(0 20px 28px rgba(20,41,79,.18))}
.gallery figcaption b{display:block;font-family:var(--f-display);font-size:16.5px}
.gallery figcaption span{color:var(--muted);font-size:14.5px}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:center}
.split.rev > :first-child{order:2}
.kv{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.kv div{background:var(--surface);border-radius:var(--r-md);padding:20px;display:flex;flex-direction:column;gap:4px}
.kv b{font-family:var(--f-display);font-weight:900;font-size:30px;letter-spacing:-.02em}
.kv span{color:var(--muted);font-size:14.5px}
.note{background:var(--blue-soft);border-radius:var(--r-md);padding:16px 20px;font-size:15.5px;display:flex;gap:12px;align-items:flex-start}
.note .ico{color:var(--blue);margin-top:3px}
.table{overflow-x:auto;background:var(--surface);border-radius:var(--r-md)}
.table table{border-collapse:collapse;width:100%;min-width:560px;font-size:15px}
.table th,.table td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line)}
.table th{font-family:var(--f-display);font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.table tr:last-child td{border-bottom:0}
.table td .ico{width:18px;height:18px;color:var(--blue);stroke-width:2.2}
.minicta{padding-block:24px 88px}
.minicta .mbox{background:radial-gradient(70% 120% at 0% 0%,#3B7DFF 0%,transparent 60%),radial-gradient(60% 100% at 100% 100%,#1FA9FD 0%,transparent 60%),#2366F0;color:#fff;border-radius:36px;padding:44px 48px;display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap;position:relative;overflow:hidden}
.minicta h2{color:#fff;font-size:clamp(26px,3vw,36px)}
.minicta p{color:#E6F1FF;margin-top:8px}
.minicta .bt{display:flex;gap:10px;flex-wrap:wrap}
.minicta .btn.s{background:rgba(255,255,255,.16);color:#fff}
.minicta .btn.w{background:#fff;color:#2366F0}
/* texto jurídico */
.legalgrid{display:grid;grid-template-columns:260px minmax(0,1fr);gap:48px;align-items:start}
.ltoc{position:sticky;top:90px;display:flex;flex-direction:column;gap:2px;background:var(--surface);border-radius:var(--r-md);padding:16px}
.ltoc b{font-family:var(--f-display);font-size:14px;margin-bottom:6px}
.ltoc a{text-decoration:none;color:var(--muted);font-size:14px;padding:5px 8px;border-radius:10px}
.ltoc a:hover{background:var(--sunk);color:var(--fg)}
.prose{background:var(--surface);border-radius:var(--r-lg);padding:40px 48px;max-width:860px}
.prose h2{font-size:24px;margin:34px 0 10px;scroll-margin-top:90px}
.prose h2:first-of-type{margin-top:0}
.prose h3{font-size:18px;margin:20px 0 6px}
.prose p,.prose li{color:var(--fg);font-size:16px;line-height:1.7;max-width:72ch}
.prose p{margin:0 0 12px}
.prose ul,.prose ol{margin:0 0 14px;padding-left:22px;display:flex;flex-direction:column;gap:6px}
.prose .ph-fill{font-weight:inherit}
.draft{background:#FFF6DA;color:#6B4E00;border-radius:var(--r-md);padding:14px 18px;font-size:14.5px;display:flex;gap:10px;align-items:flex-start;margin-bottom:22px}
.draft .ico{color:#B57A00;margin-top:2px}
.updated{color:var(--muted);font-size:14px;margin-bottom:18px}
@media (max-width:980px){.phero .wrap,.split,.legalgrid{grid-template-columns:1fr}.split.rev > :first-child{order:0}.ltoc{position:static}.kv{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.prose{padding:24px 20px}.minicta .mbox{padding:28px 22px;border-radius:28px}.kv{grid-template-columns:1fr}.soft{margin-inline:0;border-radius:28px}}


[hidden]{display:none!important}
/* sombras sem corte */
.rules.loginbox{overflow:visible;padding-bottom:72px}
.loginbox .single img{max-width:100%}
.peek img{filter:none}
@media (max-width:640px){.loginbox .split{grid-template-columns:1fr!important}.loginbox .single:last-child{display:none}.loginbox .single img{width:200px!important}}
.stage .ph2,.stage .ph3{filter:drop-shadow(0 22px 26px rgba(20,41,79,.18))}
.stage .ph2{left:28px} .stage .ph3{right:28px}
@media (max-width:1180px){.stage img{width:220px}.stage .ph1{width:240px}.stage .ph2{left:36px}.stage .ph3{right:36px}.stage{height:620px}}
@media (max-width:640px){.hero .stage{height:430px}.hero .stage img{width:136px!important}.hero .stage .ph1{width:176px!important}.hero .stage .ph2{left:26px!important;top:70px}.hero .stage .ph3{right:26px!important;top:70px}.stage img{filter:drop-shadow(0 14px 16px rgba(20,41,79,.18))}}


.store-ico{fill:none;stroke:none;width:18px!important;height:18px!important}
/* seguradoras */
.insurers{padding-block:40px 32px;position:relative;z-index:1}
.ins-t{text-align:center;font-family:ui-monospace,"SF Mono",Menlo,monospace;font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:18px}
.marquee{display:flex;overflow:hidden;gap:14px;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.track{list-style:none;margin:0;padding:6px 0;display:flex;gap:14px;flex:none;animation:slide 48s linear infinite}
.marquee:hover .track{animation-play-state:paused}
@keyframes slide{to{transform:translateX(calc(-100% - 14px))}}
.ins{width:78px;height:78px;border-radius:22px;background:var(--tb);color:var(--tf);display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:6px;flex:none;box-shadow:inset 0 0 0 1px rgba(20,41,79,.05),0 8px 18px -12px rgba(20,41,79,.35)}
.ins b{font-family:var(--f-display);font-weight:900;font-size:14px;line-height:1.05;letter-spacing:-.02em}
.ins small{font-size:9.5px;font-weight:700;opacity:.8;margin-top:2px;letter-spacing:.02em}
.ins-note{text-align:center;color:var(--faint);font-size:12.5px;margin-top:12px}
@media (prefers-reduced-motion:reduce){.marquee{flex-wrap:wrap;justify-content:center;-webkit-mask-image:none;mask-image:none}.track{animation:none;flex-wrap:wrap;justify-content:center}.track[aria-hidden]{display:none}}

/* passos */
.steps{position:relative}
.steps::before{content:"";position:absolute;left:8%;right:8%;top:50px;border-top:2px dashed var(--line);z-index:0}
.step{position:relative;z-index:1;gap:6px}
.step::before{display:none}
.si{width:52px;height:52px;border-radius:18px;display:grid;place-items:center;margin-bottom:8px}
.si .ico{width:24px;height:24px}
.si.bg1{background:var(--blue);color:#fff} .si.bg2{background:var(--aqua-soft);color:#1A8BB0} .si.bg3{background:var(--lav-soft);color:#5A5FD8} .si.bg4{background:var(--green-soft);color:var(--green)}
.sn{font-family:var(--f-display);font-weight:800;font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--faint)}
.st{margin-top:auto;align-self:flex-start;background:var(--sunk);border-radius:999px;padding:4px 12px;font-size:13px;font-weight:700;color:var(--muted)}

/* regras */
.rules{background:linear-gradient(140deg,var(--blue-soft),var(--aqua-soft));border-radius:40px;padding:48px;display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.4fr);gap:36px;align-items:center;position:relative;overflow:hidden}
.rl{display:flex;flex-direction:column;gap:14px;position:relative}
.rshield{width:64px;height:auto;margin-bottom:4px}
.rules .trust{grid-template-columns:1fr 1fr}

/* perguntas */
.faqgrid{display:grid;grid-template-columns:300px minmax(0,1fr);gap:20px;align-items:start;max-width:1100px;margin:0 auto}
.faqgrid .faq{max-width:none;margin:0}
.helpcard{background:var(--navy);color:#fff;border-radius:var(--r-lg);padding:14px 14px 22px;display:flex;flex-direction:column;gap:10px;position:sticky;top:90px}
.helpcard .ph{height:170px;border-radius:20px}
.helpcard b{font-family:var(--f-display);font-size:20px;padding-inline:8px}
.helpcard p{color:var(--navy-muted);font-size:15px;padding-inline:8px}
.helpcard .btn{align-self:flex-start;margin-left:8px}

/* rodapé */
footer{background:var(--navy);color:#fff;margin-top:24px;border-radius:40px 40px 0 0;padding-block:64px 32px}
footer .wrap{display:grid;grid-template-columns:1.5fr repeat(3,1fr) 1.1fr;gap:28px}
.fbrand{display:flex;flex-direction:column;gap:14px}
.fbrand p{color:var(--navy-muted);font-size:15px;max-width:34ch}
.stores{display:flex;gap:10px;flex-wrap:wrap}
.stores > span{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.08);border-radius:14px;padding:8px 12px;font-family:var(--f-display);font-weight:800;font-size:14px;line-height:1.1}
.stores small{display:block;font-weight:600;font-size:10.5px;color:var(--navy-muted)}
footer .fl{display:flex;flex-direction:column;gap:9px;font-size:15px}
footer .fl b,.fcta b{font-family:var(--f-display);margin-bottom:4px}
footer .fl a{text-decoration:none;color:var(--navy-muted)} footer .fl a:hover{color:#fff}
.fcta{display:flex;flex-direction:column;gap:10px;align-items:flex-start;background:rgba(255,255,255,.06);border-radius:22px;padding:18px}
footer .credits{grid-column:1/-1;color:#7F90B5;font-size:12.5px;max-width:none;margin-top:8px}
footer .legal{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.12);padding-top:20px;color:#7F90B5;font-size:13.5px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}

@media (max-width:980px){.mosaic{grid-template-columns:1fr 1fr;grid-template-rows:220px 220px 220px}.mosaic .m1{grid-row:1/3}.mosaic .m3{grid-row:auto;grid-column:auto}.compare.w3{grid-template-columns:1fr 1fr}.compare.w3 .ph{grid-column:1/-1;height:280px}}
@media (max-width:640px){.mosaic{grid-template-columns:1fr;grid-template-rows:none;grid-auto-rows:220px}.mosaic .m1{grid-row:auto}.compare.w3{grid-template-columns:1fr}.banner{min-height:460px;border-radius:28px}.banner::after{background:linear-gradient(0deg,rgba(11,22,48,.9) 0%,rgba(11,22,48,.5) 60%,rgba(11,22,48,.1) 100%)}.banner .in{padding:26px}}

@media (max-width:980px){
  .nav{display:none}
  .hero .wrap,.spot .wrap,.cta .box{grid-template-columns:1fr}
  .spot.rev .copy{order:0}
  .stage{height:640px}
  .features,.plans{grid-template-columns:1fr 1fr}
  .steps,.trust{grid-template-columns:1fr 1fr}
  footer .wrap{grid-template-columns:1fr 1fr}
  .fbrand,.fcta{grid-column:1/-1}
  .rules{grid-template-columns:1fr;padding:32px}
  .faqgrid{grid-template-columns:1fr}
  .helpcard{position:static;display:grid;grid-template-columns:160px 1fr;align-items:center}
  .helpcard .ph{grid-row:1/4;height:150px}
  .steps::before{display:none}
}
@media (max-width:640px){
  section{padding-block:64px}
  .top .act .in{display:none}
  .logo img{height:32px}
  .stage{height:490px}
  .stage img{width:180px} .stage .ph1{width:200px}
  .stage .ph2{left:-6%} .stage .ph3{right:-6%}
  .tag{display:none}
  .compare,.features,.plans,.steps,.trust,.band .trio{grid-template-columns:1fr}
  .band{margin-inline:0;border-radius:28px}
  .cta .box{padding:28px 20px 0;border-radius:28px}
  .peek{height:200px}.peek img{width:170px}.peek .pk2{left:140px;width:160px}
  .cta .wm{width:220px}
  form .row2{grid-template-columns:1fr}
  footer .wrap{grid-template-columns:1fr}
  footer{border-radius:28px 28px 0 0}
  .rules{padding:24px;border-radius:28px}
  .rules .trust{grid-template-columns:1fr}
  .helpcard{display:flex}
  .ins{width:68px;height:68px;border-radius:19px}
}

/* pp.css */
/* páginas de produto */
.pp-tag{display:inline-block;background:var(--sunk);color:var(--muted);border-radius:999px;padding:3px 12px;font-size:13px;font-weight:700;white-space:nowrap}
.pp-tag.ok{background:var(--green-soft);color:var(--green)}
/* legal placeholders still waiting for company data (DEC-009): visible on purpose, see PENDENCIAS.md */
.ph-fill{font-weight:700;background:#FFF1C2;color:#6B4A00;border-radius:6px;padding:0 6px;-webkit-box-decoration-break:clone;box-decoration-break:clone}

.nav a[aria-current="page"]{color:var(--blue)}
.stores > a{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.08);border-radius:14px;padding:8px 12px;font-family:var(--f-display);font-weight:800;font-size:14px;line-height:1.1;text-decoration:none}